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A young George Bailey, overwhelmed by family obligations and a sense of responsibility toward his community, feels tied down to a company he never had an interest in working for, and a life he never wanted to live. As he ages, he sees his youth, dreams and opportunities pass him by. Unknown to George, all of his friends and family have been praying for him to get through those hard times. Told through the point of view of a group of angels, he is met by his guardian angel Clarence, as he contemplates ending his life.